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Budget 2026: Introduction of optional joint taxation for married couples can be a game changer

ICAI proposes that married couples be given the option to file a single, joint return. (AI image) Pre-budget suggestions are pouring in, in the North Block. As the government gears up to present the 2026 budget, one proposal stands out for its potential impact on millions of households: optional joint taxation for married couples. It…

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The Mutual Fund Advisor: From one good fund to a solid portfolio – how to beat the ‘Top 10 Funds’ list every single time

Every solid portfolio begins with one core equity fund that can quietly do the heavy lifting for years. (AI image) You don’t need 15 funds; 4–6 well-chosen ones are enough for most investors.The most common portfolio problem I see these days is not “too little choice”. It’s a fridge stuffed with leftovers.Open a typical investor’s…

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Big relief for homebuyers! LIC Housing Finance cuts home loan interest rates – check details

Representative image (AI) LIC Housing Finance has announced a reduction in its home loan interest rates, providing fresh relief to homebuyers. The lender has lowered the starting rate on new home loans to 7.15%.The revised rates are linked to the borrower’s CIBIL score, with customers having a score of 825 or above eligible for the…

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HCCB, Coca-Cola India’s bottling arm, to lay off 300 employees; move to streamline operations

Hindustan Coca-Cola Beverages (HCCB), the bottling arm of Coca-Cola India, is set to lay off around 300 staffers as part of a plan to improve profitability and streamline operations.The company has approximately 5,000 employees and 15 manufacturing units, bottles and distributes brands such as Coca-Cola, Thums Up, Sprite, Minute Maid juices and Kinley water.A company…

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Your money in 2026: Go for dynamic bond funds to get best of both worlds next year – here’s why

Let the fund manager take the call on your behalf by opting for dynamic bond funds. (AI image) Debt funds have offered a mixed bag in 2025. Credit risk funds delivered double-digit returns, and even short-term and medium-term funds gave decent returns of 7-7.5%, but long-term debt funds floundered at 2.8%. This has surprised everyone…

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FTA commitments to unlock global markets for Indian professional services: Commerce Secretary

Commerce Secretary Rajesh Agrawal (ANI image) Legally binding commitments on professional services under Free Trade Agreements (FTAs) will unlock global markets for Indian professionals, said Commerce Secretary Rajesh Agrawal while inaugurating a “Chintan Shivir” on professional services. According to a Ministry of Commerce & Industry press release, the Department of Commerce organised the event on…

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Pakistan economy in doldrums: Inflow of foreign loans rises in first 5 months; borrowing up from last year

Pakistan saw a 14% rise in foreign loans and grants during the first five months of the current fiscal year (July–November 2025), reaching $3.032 billion compared to $2.667 billion in the same period last year.Of the total inflows, foreign loans rose 46.2% to $2.521 billion, while grants fell by 43% to $54 million. In November…

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Bank holiday on Christmas: Will banks remain shut today and tomorrow? – check full list

With Christmas around the corner, many customers remain confused about bank operations as online messages and local notices give mixed signals. People planning cash withdrawals, cheque deposits or branch visits are often unsure whether Christmas Eve is a working day or a bank holiday. To avoid last-minute inconvenience, it is important to understand how bank…

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