February 15, 2026

unsecured

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RBI Financial Stability Report: Economy stays resilient, banks remain strong; top points to know on NPAs, unsecured loans and crypto risks

contact@dailyupdatesindia.com04 mins

India’s economy continues to expand at a robust pace, supported by strong domestic demand, low inflation and healthy bank balance sheets, even as risks from unsecured lending, fintech exposure, external uncertainties and stablecoins persist, the Reserve Bank of India said in its December 2025 Financial Stability Report (FSR), PTI reported.The report said the domestic financial…

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Credit pulse: NBFCs eye steady AUM rise as firms adopt risk-calibrated lending; unsecured and MSME segments face strain

contact@dailyupdatesindia.com02 mins

A steady expansion in retail credit demand is expected to keep non-bank finance companies on an 18 per cent growth path, even as lenders turn more selective amid rising borrower leverage, Crisil Ratings has said. The agency noted that NBFCs are moderating their stance in pockets such as unsecured MSME loans, where repayment stress is…

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